css* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.6;
    color: #333;
}

header {
    background: #ffffff;
    color: #1a1a1a;
    padding: 1rem 0;
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
}

nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
}

.logo {
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.logo img {
    height: 200px;
    width: auto;
}

nav ul {
    display: flex;
    list-style: none;
    gap: 2rem;
}

nav a {
    color: #1a1a1a;
    text-decoration: none;
    transition: color 0.3s;
    font-weight: 500;
}

nav a:hover,
nav a.active {
    color: #666;
}

.hero {
    background: linear-gradient(rgba(0, 0, 0, 0.6), rgba(0, 0, 0, 0.6)), 
                url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 600"><rect fill="%23334155" width="1200" height="600"/><path fill="%23475569" d="M0 300L50 283.3C100 266.7 200 233.3 300 233.3C400 233.3 500 266.7 600 283.3C700 300 800 300 900 283.3C1000 266.7 1100 233.3 1150 216.7L1200 200V600H1150C1100 600 1000 600 900 600C800 600 700 600 600 600C500 600 400 600 300 600C200 600 100 600 50 600H0V300Z"/></svg>');
    background-size: cover;
    background-position: center;
    color: white;
    padding: 180px 2rem 120px;
    text-align: center;
    margin-top: 240px;
}

.hero h1 {
    font-size: 3.5rem;
    margin-bottom: 1rem;
    text-shadow: 2px 2px 4px rgba(0,0,0,0.5);
    font-weight: 300;
    letter-spacing: 2px;
}

.hero .tagline {
    font-size: 1.4rem;
    max-width: 900px;
    margin: 0 auto 1rem;
    font-weight: 300;
}

.hero .location-tag {
    font-size: 1.1rem;
    max-width: 900px;
    margin: 0 auto 2.5rem;
    font-weight: 400;
    opacity: 0.95;
}

.hero .stats {
    display: flex;
    justify-content: center;
    gap: 4rem;
    margin-top: 3rem;
    flex-wrap: wrap;
}

.hero .stat {
    text-align: center;
}

.hero .stat-number {
    font-size: 3rem;
    font-weight: bold;
    display: block;
    color: #c0c0c0;
}

.hero .stat-label {
    font-size: 1rem;
    opacity: 0.9;
}

.page-header {
    background: linear-gradient(135deg, #1a1a1a, #2d2d2d);
    color: white;
    padding: 150px 2rem 80px;
    text-align: center;
    margin-top: 240px;
}

.page-header h1 {
    font-size: 3rem;
    font-weight: 300;
    letter-spacing: 2px;
}

.page-header p {
    font-size: 1.2rem;
    max-width: 800px;
    margin: 1rem auto 0;
    opacity: 0.9;
}

.cta-button {
    display: inline-block;
    background: #c0c0c0;
    color: #1a1a1a;
    padding: 1rem 2.5rem;
    text-decoration: none;
    border-radius: 5px;
    font-weight: bold;
    transition: transform 0.3s, box-shadow 0.3s;
    text-transform: uppercase;
    letter-spacing: 1px;
    font-size: 0.9rem;
}

.cta-button:hover {
    transform: translateY(-2px);
    box-shadow: 0 5px 20px rgba(192, 192, 192, 0.4);
}

.cta-button-secondary {
    display: inline-block;
    background: transparent;
    color: #1a1a1a;
    padding: 1rem 2rem;
    text-decoration: none;
    border-radius: 5px;
    font-weight: bold;
    border: 2px solid #1a1a1a;
    transition: all 0.3s;
    text-transform: uppercase;
    letter-spacing: 1px;
    font-size: 0.9rem;
    margin: 0.5rem;
}

.cta-button-secondary:hover {
    background: #1a1a1a;
    color: white;
    transform: translateY(-2px);
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 5rem 2rem;
}

.home-intro {
    background: white;
    padding: 5rem 2rem;
}

.home-intro h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 2rem;
    color: #1a1a1a;
    font-weight: 300;
    letter-spacing: 1px;
}

.intro-text {
    text-align: center;
    font-size: 1.1rem;
    max-width: 900px;
    margin: 0 auto 3rem;
    color: #555;
    line-height: 1.8;
}

.intro-highlights {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin: 3rem 0;
}

.highlight {
    background: #f8f9fa;
    padding: 2rem;
    border-radius: 10px;
    text-align: center;
}

.highlight h3 {
    color: #1a1a1a;
    margin-bottom: 1rem;
    font-size: 1.5rem;
}

.highlight p {
    color: #555;
    line-height: 1.7;
}

.cta-section {
    text-align: center;
    margin-top: 3rem;
}

.service-details-section {
    margin: 4rem 0;
}

.service-detail-card {
    background: #ffffff;
    padding: 3rem;
    border-radius: 10px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    margin-bottom: 3rem;
    border-left: 4px solid #1a1a1a;
}

.service-detail-card h3 {
    color: #1a1a1a;
    margin-bottom: 1.5rem;
    font-size: 2rem;
    font-weight: 400;
}

.service-detail-card h4 {
    color: #1a1a1a;
    margin: 2rem 0 1rem 0;
    font-size: 1.4rem;
    font-weight: 500;
}

.service-detail-card p {
    color: #555;
    margin-bottom: 1.5rem;
    font-size: 1.05rem;
    line-height: 1.8;
}

.service-detail-card ul {
    list-style: none;
    padding-left: 0;
    margin: 1.5rem 0;
}

.service-detail-card li {
    padding: 0.8rem 0;
    color: #555;
    font-size: 1.05rem;
    line-height: 1.6;
}

.service-detail-card li:before {
    content: "✓ ";
    color: #1a1a1a;
    font-weight: bold;
    margin-right: 0.5rem;
}

.service-detail-card strong {
    color: #1a1a1a;
}

.stormwater-highlight {
    background: #f8f9fa;
    padding: 2rem;
    border-radius: 8px;
    margin: 2rem 0;
}

.stormwater-highlight h4 {
    color: #1a1a1a;
    margin-top: 0;
    margin-bottom: 1rem;
    font-size: 1.3rem;
}

.stormwater-highlight p {
    margin-bottom: 1rem;
}

.service-area-section {
    background: #f8f9fa;
    padding: 3rem;
    border-radius: 10px;
    margin: 3rem 0;
}

.service-area-section h3 {
    text-align: center;
    color: #1a1a1a;
    font-size: 2rem;
    margin-bottom: 1rem;
    font-weight: 400;
}

.service-area-section > p {
    text-align: center;
    color: #555;
    font-size: 1.1rem;
    margin-bottom: 2rem;
}

.service-area-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin: 2rem 0;
}

.area-column h4 {
    color: #1a1a1a;
    font-size: 1.3rem;
    margin-bottom: 1rem;
    padding-bottom: 0.5rem;
    border-bottom: 2px solid #1a1a1a;
}

.area-column ul {
    list-style: none;
    padding: 0;
}

.area-column li {
    padding: 0.5rem 0;
    color: #555;
    font-size: 1.05rem;
}

.area-column li:before {
    content: "📍 ";
    margin-right: 0.5rem;
}

.service-area-note {
    text-align: center;
    font-style: italic;
    color: #666;
    margin-top: 2rem;
    font-size: 1rem;
}

.content-section {
    background: white;
}

.content-section h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 3rem;
    color: #1a1a1a;
    font-weight: 300;
    letter-spacing: 1px;
}

.about-content {
    max-width: 900px;
    margin: 0 auto;
    font-size: 1.1rem;
    color: #555;
    line-height: 1.8;
}

.about-content p {
    margin-bottom: 1.5rem;
}

.service-detail {
    background: #f8f9fa;
    padding: 3rem;
    border-radius: 10px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    margin-bottom: 3rem;
}

.service-detail h3 {
    color: #1a1a1a;
    margin-bottom: 1.5rem;
    font-size: 2rem;
    font-weight: 400;
}

.service-detail p {
    color: #555;
    margin-bottom: 1.5rem;
    font-size: 1.05rem;
    line-height: 1.8;
}

.service-detail ul {
    list-style: none;
    padding-left: 0;
}

.service-detail li {
    padding: 0.8rem 0;
    border-bottom: 1px solid #ddd;
    color: #555;
    font-size: 1.05rem;
}

.service-detail li:before {
    content: "✓ ";
    color: #1a1a1a;
    font-weight: bold;
    margin-right: 0.5rem;
}

.service-detail li:last-child {
    border-bottom: none;
}

.team-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 3rem;
}

.team-member {
    background: #f8f9fa;
    padding: 2.5rem;
    border-radius: 10px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.05);
}

.team-member h3 {
    color: #1a1a1a;
    margin-bottom: 0.5rem;
    font-size: 1.8rem;
}

.team-member .title {
    color: #666;
    font-size: 1rem;
    margin-bottom: 1.5rem;
    font-style: italic;
}

.team-member p {
    color: #555;
    margin-bottom: 1rem;
    line-height: 1.7;
}

.team-member .credentials {
    background: white;
    padding: 1rem;
    border-radius: 5px;
    margin: 1.5rem 0;
    border-left: 3px solid #1a1a1a;
}

.team-member .credentials strong {
    display: block;
    margin-bottom: 0.5rem;
    color: #1a1a1a;
}

.team-member ul {
    list-style: none;
    padding-left: 0;
    margin-top: 1rem;
}

.team-member li {
    padding: 0.4rem 0;
    color: #555;
    font-size: 0.95rem;
}

.team-member li:before {
    content: "• ";
    color: #1a1a1a;
    margin-right: 0.5rem;
}

.experience-section {
    margin-top: 2rem;
}

.experience-section h4 {
    color: #1a1a1a;
    margin-bottom: 1rem;
    font-size: 1.2rem;
}

.contact-info {
    background: #f8f9fa;
    padding: 2.5rem;
    border-radius: 10px;
    max-width: 600px;
    margin: 2rem auto;
    text-align: center;
}

.contact-info p {
    margin-bottom: 1.2rem;
    font-size: 1.1rem;
    color: #555;
}

.contact-info strong {
    color: #1a1a1a;
}

footer {
    background: #0a0a0a;
    color: #999;
    text-align: center;
    padding: 2rem;
    font-size: 0.9rem;
}

@media (max-width: 768px) {
    .logo img {
        height: 100px;
    }

    nav ul {
        gap: 1rem;
        font-size: 0.9rem;
    }

    .hero {
        margin-top: 140px;
    }

    .page-header {
        margin-top: 140px;
    }

    .hero h1 {
        font-size: 2rem;
    }

    .hero .tagline {
        font-size: 1.1rem;
    }

    .hero .stats {
        gap: 2rem;
    }

    .hero .stat-number {
        font-size: 2rem;
    }

    .page-header h1 {
        font-size: 2rem;
    }

    .team-grid {
        grid-template-columns: 1fr;
    }

    .intro-highlights {
        grid-template-columns: 1fr;
    }

    .container {
        padding: 3rem 1.5rem;
    }

    .service-detail {
        padding: 2rem;
    }

    .service-detail-card {
        padding: 2rem;
    }
.service-section {
    padding: 5rem 2rem;
}

.lender-section {
    background: #ffffff;
}

.property-owner-section {
    background: #f8f9fa;
}

.service-header {
    text-align: center;
    margin-bottom: 3rem;
}

.service-header h2 {
    font-size: 2.5rem;
    color: #1a1a1a;
    font-weight: 400;
    letter-spacing: 1px;
    margin-bottom: 1rem;
}

.service-intro {
    font-size: 1.3rem;
    color: #666;
    font-style: italic;
}

.service-content {
    max-width: 1000px;
    margin: 0 auto;
}

.service-overview {
    margin-bottom: 3rem;
}

.service-overview h3 {
    font-size: 2rem;
    color: #1a1a1a;
    margin-bottom: 1rem;
    font-weight: 400;
}

.service-overview p {
    font-size: 1.1rem;
    color: #555;
    line-height: 1.8;
}

.service-features {
    margin: 3rem 0;
}

.service-features h3 {
    font-size: 1.8rem;
    color: #1a1a1a;
    margin-bottom: 2rem;
    text-align: center;
    font-weight: 400;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin: 2rem 0;
}

.feature {
    background: #f8f9fa;
    padding: 2rem;
    border-radius: 8px;
    border-left: 4px solid #1a1a1a;
}

.lender-section .feature {
    background: #f8f9fa;
}

.property-owner-section .feature {
    background: #ffffff;
}

.feature h4 {
    font-size: 1.3rem;
    color: #1a1a1a;
    margin-bottom: 0.5rem;
    font-weight: 500;
}

.feature p {
    font-size: 1rem;
    color: #555;
    line-height: 1.6;
}

.service-detail-box {
    background: #ffffff;
    padding: 2.5rem;
    border-radius: 10px;
    box-shadow: 0 3px 15px rgba(0,0,0,0.08);
    margin: 3rem 0;
}

.property-owner-section .service-detail-box {
    background: #f8f9fa;
    border: 1px solid #e0e0e0;
}

.service-detail-box h3 {
    font-size: 1.6rem;
    color: #1a1a1a;
    margin-bottom: 1.5rem;
    font-weight: 400;
}

.service-detail-box ul {
    list-style: none;
    padding: 0;
}

.service-detail-box li {
    padding: 0.8rem 0;
    color: #555;
    font-size: 1.05rem;
    line-height: 1.6;
}

.service-detail-box li:before {
    content: "✓ ";
    color: #1a1a1a;
    font-weight: bold;
    margin-right: 0.5rem;
}

.service-benefits {
    margin: 3rem 0;
}

.service-benefits h3 {
    font-size: 1.8rem;
    color: #1a1a1a;
    margin-bottom: 1rem;
    font-weight: 400;
}

.service-benefits p {
    font-size: 1.1rem;
    color: #555;
    line-height: 1.8;
    margin-bottom: 1rem;
}

.service-benefits ul {
    list-style: none;
    padding: 0;
    margin: 1.5rem 0;
}

.service-benefits li {
    padding: 0.6rem 0;
    color: #555;
    font-size: 1.05rem;
    line-height: 1.6;
}

.service-benefits li:before {
    content: "• ";
    color: #1a1a1a;
    font-weight: bold;
    margin-right: 0.5rem;
}

.service-area-full {
    background: #ffffff;
    padding: 4rem 2rem;
}
}